Need to focus more on the positive
September 6th, 2007 at 07:58 pmI have to think more positively on this financial journey! I have caught myself becoming too discouraged when our EF has dwindled because of unforseen problems with the van and with the house AC. That's what the EF is for, and if this had happened pre- financial cogniscience (sp), we would have put it on the credit card.
So, instead of whining, I'll be thankful and keep working toward our goals.